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Hakob lives together with his wife, parents and children. He has been engaged in agriculture for already 12 years. Now Hakob would like to develop his farm. With the help of the loan he will purchase seeds, as well as fruit to keep in the freezer and sell it till he gets harvest next year. The children are growing, so are their needs. Hakob wants to insure his family is fed and his children are educated. Development of agriculture will help Hakob to implement these purposes.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hakob to pay for seeds and fruits.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Nov 8, 2011
Dec 6, 2011
Currency Exchange Loss:
Nov 15, 2012