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Mrs. Choem is 41 years old and is a mother of 6 children, living in Ornlong Veng district, Siem Reap province. To earn a living, she has been engaged in fresh fish selling business, from which she can generate an average of $2 per day. One of her children is the one who helps to catch fish from the river for her. However, she also buys those fish from the villagers or her fish suppliers. This amount of her income is not enough to cover her daily expenses but she enjoys doing this business in order to assist her husband in earning income. Her husband, Mr. Mom, is an experienced and skillful carpenter who is able to earn a good profit to support this family. But presently Mr. Mom needs additional carpentry supplies to perform his work sufficiently and to keep his business improves. So now Mrs. Choem, his wife, decided to ask for some funds from HKL and Kiva to purchase carpentry supplies for her husband such as plane machine, chisel machine and other tools that have different functions. She hopes to uplift her family out of poverty and to provide her children further educations.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 48
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Choem to purchase carpentry supplies such as plane machine, chisel machine and other tools that have different functions.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 4, 2011
Dec 5, 2011
Currency Exchange Loss:
Sep 15, 2012