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This is 44 year-old Mariatu. She is married and has four children, ages 16, 13, 10 and 7. She has one additional dependent, who lives with her because she is an orphan.

In 2004, Mariatu established a business selling traveling bags, ladies' bags and laptops. She began her business because she wanted to enhance her independence and help her husband to provide for their children.

Working seven days a week and 12 hours a day, she earns about Le 1,200,000 every month from this business. She would like a loan in the amount of Le 5,000,000.

Mariatu has already received and successfully repaid one loan, and now requires a new loan in order to buy traveling bags and ladies' bags for her business. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000.

In the future, Mariatu plans to convert her store into a mighty store and to educate her children to the university level. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Mariatu to buy traveling bags and ladies' bags for her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 4, 2011
Dec 5, 2011
Currency Exchange Loss:
Jun 16, 2012