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This is 31-year-old Rashid. He is married and has two children, aged 4 and 7 years, both of whom are in school.

In 2001, Rashid established his artificial hair and jewelry business. He began his business because he wanted to develop a source of income to support his family. Working seven days a week and ten hours a day, he earns about SLL 2,000,000 every month from this business. He would like a loan in the amount of SLL 5,000,000. Rashid has already received and successfully repaid a loan and now requires a new loan in order to buy necklaces, bracelets and traditional jewelry. He hopes that this loan will enable him to increase his monthly profits by approximately SLL 350,000. In the future, Rashid plans to establish his business in other cities, like Bo and Kono, build a house for his family, and educate his children well. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 45
    View loans »
    Sierra Leone Loans Fundraising
  • $10,082,750
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Rashid to buy necklaces, bracelets, and traditional jewelry for his business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 4, 2011
Dec 5, 2011
Currency Exchange Loss:
Jun 16, 2012