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Norma Leticia
Norma is 36 years old and lives with her children in the Macuelizo municipality. She is a single mother of two children, aged 10 and 8.

She is going to invest this loan in the purchase of silver accessories, such as earrings, bracelets, rings and chains. She has eight years of selling silver, and works four hours daily selling at the factories where her customers work.

Norma hopes to be able to offer more products for sale to her customers, and to be able to fill the orders that she has. Her dream is to increase her inventory for sale and to earn profits which will cover the costs of university education for her children.
View original language description ↓
Norma tiene 36 años de edad y vive con sus hijos en el municipio de Macuelizo. Ella es madre soltera y tiene 2 hijos de 10 y 8 años de edad.

Va a invertir este crédito en la compra de accesorios de plata como ser: aritos, pulseras, anillos y cadenas. Tiene 8 años de vender y le dedica 4 horas diarias vendiendo en las maquilas donde trabajan sus clientes.

Norma espera ofrecer más productos a su clientela y cumplir los pedidos que tiene que entregar. Su sueño es aumentar su inventario para vender y obtener ganancias que cubran los gastos de estudio de universidad de sus hijos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 71
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Norma Leticia to purchase silver accessories such as earrings, bracelets, rings, and chains.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2011
Dec 5, 2011
Currency Exchange Loss:
Nov 15, 2012