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Claribel Pastora
Claribel has had a pharmacy in her house for 12 years. She is married and has 3 dependent children who are school-aged.

She works every day from 8am, when she opens her pharmacy, until 8pm when she closes it.

Claribel has taken 9 loans from Ceprodel, and these have been for her business. She visited the offices of Ceprodel to request a new loan to make some improvements to her business premises. To do this, she will buy construction materials such as: tile, cement and ceiling panels, and she will also pay for labor to put in a new floor.
View original language description ↓

La Sra. Claribel tiene su negocio de Farmacia en su casa de habitación desde hace doce años, ella es casada con tres hijos los cuales dependen de ella actualmente y están en edad escolar.
Ella trabaja de lunes a domingos desde las ocho de la mañana que abre la farmacia y la cierra has las ocho de la noche.
Claribel ha trabajado nueve préstamos con ceprodel y estos han sido para su negocio, ella visitas las instalaciones de ceprodel para solicitar un nuevo préstamo para hacerle algunas mejoras al local, como es la compra de materiales de construcción tales como: cerámica, cemento, cielo raso y pago de mano de obra para el piso.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Claribel Pastora to buy construction materials such as: tile, cement and ceiling panels, and to pay for labor to put in a new floor.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 4, 2011
Dec 4, 2011
Currency Exchange Loss:
Nov 15, 2012