Hudson is age 50. He is married with 8 children. Three are adults with the other five being minors still in school.
He has been in farming in his home area of Kitale,Western Kenya for five years producing and selling maize, milk, vegetables and tomatoes for the local market.
Hudson has made a loan request amounting to 50,000 KES with Juhudi Kilimo to construct a greenhouse to use in growing tomatoes. He says this will boost his farming income with his supplies being stable throughout the year. He hopes to redouble his farming income especially that from tomatoes and vegetables in the near future.
Huddson notes that high costs of farm inputs coupled with animal diseases remain the major undoing in the farming business.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.