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Juan Manuel
In the city of Managua, Juan Manuel is known for being a good worker due to overseeing the wellbeing of his home and he has given his family a better quality of life.

He is known for being a good person with good personal moral values.

Juan Manuel came to our Ceprodel office to ask for a loan to improve his housing. He is asking for this loan because he needs to buy construction materials such as blocks, sand, cement, gravel and iron to be used to build a wall and thus give his family a better quality of life.
View original language description ↓
En la ciudad de Managua, el señor Juan Manuel se caracteriza por ser un buen trabajador debido a que ha sabido llevar el bienestar de su hogar y ha logrado darle una mejor condición de vida a su familia. A él se le conoce por ser una persona excelente y con buenos valores morales como persona.

En esta oficina de Ceprodel se presentó el señor Juan Manuel a solicitar crédito para mejorar las condiciones de su vivienda, el objetivo de este crédito lo necesita para la compra de materiales de construcción como bloques, arena, cemento, piedrín, hierro esto será utilizado para hacer una pared y así darle una mejor condición de vida a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Juan Manuel to buy construction materials in order to improve his living conditions.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 4, 2011
Currency Exchange Loss:
Jan 18, 2014