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Jairo José
Jairo José lives in the city of Managua. He’s known as a hardworking person of good moral values. He’s single and has been working as a forklift operator in a state institution for 22 years. He asked Ceprodel for this loan to pay off a debt in a store and to make a payment to a consumer credit bank so that he can start to get out from under his debts.
View original language description ↓
Jairo José vive en la ciudad de Managua, es conocido como una persona trabajadora de buenos valores morales, es soltero y labora como operador de montacargas desde hace veintidós años en una institución del estado.

Actualmente solicitó crédito a Ceprodel, este crédito lo utilizara para pagar deuda en casa comercial y abonarle al banco de finanza de un crédito de consumo y así poder ir saliendo de su deuda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,000
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Jairo José to pay off some personal debts.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 4, 2011
Currency Exchange Loss:
Nov 30, 2012