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Senayda Maria
Ceprodel is known for financially supporting teachers in the communities where they work. Senayda lives in the town of Larreynaga in León, where she works with many children as a primary school teacher at a municipal school. She is very happy because working with children has taught her many things and she feels that this is her vocation.

She is asking for a loan to purchase construction materials such as bricks, sand, iron, and to pay for the labor to improve the condition of her home. It needs repairs and she will be able to give her family a better quality of life.

In this way, she will achieve her goals and continue to dedicate herself to her work as a teacher to children in the community who love her. She has spent years teaching children in the community and it makes her proud to see professionals who were her students.
View original language description ↓
Ceprodel se ha caracterizado por apoyar financieramente a los maestros de las comunidades para que se desarrollen en su actividad económica. La señora Senayda vive en el municipio de Larreynaga en León donde trabaja con muchos niños siendo maestra de primaria de un colegio municipal y se siente muy contenta porque el trabajar con los niños le ha enseñado muchas cosas y siente que ésta es su vocación.

Está solicitando un crédito para invertirlo en la compra de materiales de construcción como bloques, arena, hierro, y pago de la mano de obra para mejorar la condición actual de su vivienda porque requiere mejorarla y así proporcionar a su familia un mejor nivel de vida.

De esta manera logra sus metas y continúa dedicándose a la labor de maestra de los niños de la comunidad que tanto ama ella, y donde ha dejado sus años a la enseñanza de los niños de la comunidad donde se enorgullece cuando mira profesionales que fueron alumnos de ella.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Senayda Maria to purchase cement, bricks, sand, iron, and labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 19, 2011
Dec 4, 2011
Currency Exchange Loss:
Jan 19, 2013