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Maria Del Carmen
María del Carmen is married and lives with her 3 children and her husband, who are her top priority.

She will use her loan to buy a sewing machine that is needed for her sewing shop, as well as to buy materials such as fabrics, threads, lace and other products for the production of handicrafts. She currently has a location for her shop and wants to buy this sewing machine to produce more and so increase her clientele by giving her work more support and a quality finish.

Her goal is to increase her profits and give her husband extra help with household responsibilities and thus enhance and contribute to their economic stability. It is her first loan from FUDECOSUR. She hasn't had other loans in state banks before, but FUDECOSUR has given her the loan with improved ease and a much lower interest rate.
View original language description ↓
María del Carmen, está casada y vive con sus 3 hijos y su esposo que son su mayor prioridad. Ella con el crédito va comprar una maquina de costura que le hace falta para su taller de costura, y también comprara materiales como telas, hilos, encajes y otros productos más para la elaboración de manualidades. Ella actualmente cuenta con el local de costura y quiere comprar esta máquina para elaborar más trabajo para ella y así aumentara su clientela dándole a su trabaja más respaldo y calidad de acabado. Ella tiene como meta aumentar sus ganancias y darle a su esposo una ayuda extra para las responsabilidades del hogar y así también mejorar o contribuir con la estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,816,325
    Funds lent in using Kiva
  • 497.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Maria Del Carmen to invest in the purchase of machines and craft materials.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 2, 2011
Dec 5, 2011
Currency Exchange Loss:
Feb 19, 2014