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Som is 46 years old and a single parent living with four children in Kompong Speu province.

To earn a living, she grows rice crops in the rainy season but the profit is barely able to cover her daily cost. Therefore, all of children decided to help their mother in earning income by working in various careers. Three of her sons are now working together with a construction team that travels from place to place, while the daughter is on a sewing staff in a garment factory.

With the loan of $1,000, Som will buy a second-hand motorcycle for the family. She hopes that with it, her children can get to work easily without taking the motor-taxi service as in the old time.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Som to buy a second-hand motorcycle for the family.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 3, 2011
Currency Exchange Loss:
Dec 27, 2012