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Johnsen is 35 years old and lives in the town of Kibuli in Uganda. He is married and has two children, one of whom is currently in school. For the past three years, Johnsen has been working hard to manage his retail shop, which sells food and household supplies to local customers.

To help expand his business, Johnsen has requested a loan of 2,000,000 Ugandan shillings from BRAC Uganda. The loan will be used to buy more sugar, salt, and cooking oil for resale, and it will help Johnsen to generate greater profits and improve his family's welfare. Johnsen hopes that in the future he will be able to construct more rental houses for extra income.

Johnsen is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Johnsen who do not have enough collateral for commercial loans but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 89
    View loans »
    Uganda Loans Fundraising
  • $33,566,400
    Funds lent in using Kiva
  • 2,565.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Johnsen to buy more sugar, salt, and cooking oil for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2011
Dec 3, 2011
Currency Exchange Loss:
Dec 15, 2012