A loan of $1,050 helped to buy more clothing to sell to her customers.

Ya Umu's story

This is 43 year-old Ya Umu. She is married to a businessman and has five children, two of whom are in university while the other three are in secondary school. In 1991, she went into business selling jeans, shirts, shoes, traveling bags, school bags and other items. She began her business because her father did not want her to complete school. Her step mother introduced her to business, and her husband gave her funds to start her company. She works seven days a week, 10 hours a day and earns Le 1,989,000 a month. She has successfully repaid three loans and is applying for a new one for Le 4,500,000 to buy jeans, shirts and shoes to sell to her customers. She will also use Le 140,000 to transport her goods. She hopes that this loan will allow her to increase her monthly profits by approximately Le 298,000.

In the future, Ya Umu plans to build a new house and expand her business by having opening shop. She also hopes to give all of her children a quality education. Her major challenge is the fluctuation in foreign currency, which sometimes affects what she has to pay for her goods. Her business is doing well because she has good relationships with her customers. She thanks you for your support.

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