A loan of $1,100 helped to purchase a roaster and more ingredients such wheat, sugar, eggs, butter, etc.


Feronika's story

Feronika is a 47-year-old lady who is married to Yahya, a 48-year-old man. From their marriage, they are blessed with an only son namely Mario, 17 years old, who is studying at a university in Java Island.

Feronika runs a home-based business selling various pastries and cakes. She has been running the business for 10 years. Feronika employs four people to assist her in running the business. In a day she can produce various kinds of pastries with various flavors and cakes. Beside offering the products at kiosks or mini markets, Feronika also produces pastries according to customer’s order.

Since Christmas Day is coming, Feronika has received many orders from her customers. Actually she is happy as she will generate more income but due to the limited capacity of the roaster that she has, Feronika planned to seek a loan.

She got information that TLM provides an individual lending program especially for micro- and small entrepreneurs. Therefore she is requesting a loan of IDR 10,000,000 from TLM to purchase a roaster and more ingredients such wheat, sugar, eggs, butter, etc in the large quantity.



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Loan details