A loan of $1,075 helped a member to buy bread, milk, eggs, drinks, and canned goods.


Familia Hernandez Group's story

Familia Hernández: the group has this name because it was chosen by Guadalupe because only members of the Hernandez family participate, such as her husband Hilario and her daughter in law Irma. This is the first time they are on the loan. They work as merchants. Guadalupe is the group's representative. She is 60 year old and has been in a common law marriage with Hilario for 33 years. Hilario works in the fields. The three will invest in their businesses, a grocery store and paper store. These are family businesses. Irma attends to the store. Her husband started the business but she is the one who is in charge of it. She has been doing this for three months, but the business is already 30 years old. Guadalupe and Hilario run it. This time, Guadalupe has taken out the loan to buy everything she needs for the business, such as detergent, milk, bread, eggs, canned goods, drinks, rice, and seeds. Irma will invest in her paper store such as backpacks and notebooks, which is what is most needed at this time. Guadalupe's challenge is that there is a lot of competition. A lot of stores have been opened nearby and because of that her sales have gone down considerably, since before she made double or triple what she makes now. Nonetheless, one of her goals is to have a well stocked store again, since a lot of store close quickly, but she has always liked having her store. She would also like to enlarge it a little. They are very grateful for the loan. Guadalupe remarks: “I am very happy with the opportunity that has been given me, since without your help I would never have been able to lift the business up, because I didn't have the money to buy what my store needed. For us it has been very difficult to get money, since my husband makes very little, and the earnings from the store are to make more.”

In this group: Maria Guadalupe, Irma , Hilario
*not pictured

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Translated from Spanish by Kiva volunteer Ellen Donohue


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