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Ninfa Teodora
Ninfa Teodora, 46, lives in a common law relationship and has three children. She lives with her husband and children who are 25, 22 and 10 years old in Ventanas Canton, Los Ríos Province.

She is a member of the “Las Palmas” communal bank located in Recinto Campo Alegre belonging to Bab Canton; they are farmers.

Ninfa has been growing corn and rice for ten years. Her purchases and her sales take place in Ventanas.

She is asking for the loan to work in farming and to buy manure. With help from the loan she will be able to acquire the supplies. Her dream is to own a piece of land. She’s had no type of problem with her crops and in her free time she likes to swim.
View original language description ↓
Ninfa Teodora tiene 46 años de edad vive en unión libre tiene 3 hijos, vive con el esposo y con los hijos de 25, 22 y 10 años de edad en el cantón Ventanas Provincia de los ríos.

Es integrante de la VRC LAS PALMAS, se encuentra ubicada en el Recinto campo Alegre, Pertenece al Cantón Bab se dedican a labores Agrícolas.

Ninfa se dedica a la agricultura a la siembra de maíz, arroz hace 10 años. Las compras y las ventas lo realizan en Ventanas.

Solicita el crédito para trabajar en la agricultura, comprar abonos agrícolas. Con la ayuda del préstamo podrá comprar los insumos. El sueño es poder tener un terreno. No se le ha presentado ningún tipo de problema en los cultivos.

En el tiempo libre le gusta practicar la natación.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ninfa Teodora to work in farming and to buy manure.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Nov 22, 2011
Nov 30, 2011
Currency Exchange Loss:
Aug 22, 2012