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Harriet is 41 years old and lives in the town of Hoima, Uganda. She is widowed and has three children, two of whom are currently in school. For the past three years, she has worked hard at her bar, where she sells soda and beer. To help expand her business, Harriet has applied for a loan for 2,500,000 Ugandan Shillings from BRAC Uganda. She will use the loan to buy more soda and beer to sell to her customers. She plans to use the additional income made possible by this loan to buy food to feed her family. In the future, Harriet hopes to build rental houses. She is a member of BRAC's Small Enterprise Program (SEP), which primarily serves small entrepreneurs who do not have enough collateral for commercial loans, but have businesses that are too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 255
    View loans »
    Uganda Loans Fundraising
  • $32,806,450
    Funds lent in using Kiva
  • 2,567.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Harriet to buy more crates of soda and beer to sell to her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 11, 2011
Nov 29, 2011
Currency Exchange Loss:
Dec 15, 2012