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Luis Alberto
Luis, 48, started his business four years ago; he started it at home because the neighborhood he lives in has no stores. He is open from 7 in the morning to 10 at night. His only difficulty is during the rainy season because the neighborhood floods. He’s married but has no children.

He has many hopes for his business and this is why he wants to use his loan to buy notebooks, paper goods, illustrated prints, etc. His goal is to be able to build his house out of cement and to enlarge his business more.
View original language description ↓
Luis de 48 años, empezó con su negocio hace 4 años, estableció su negocio en su casa ya que por el sector que vive no hay bazares.

Atiende su bazar desde las 7 de la mañana hasta las 10 de la noche. Su única dificultad son las épocas de lluvias ya que el sector se llena de agua. Si está casado pero no tiene hijos.

Tiene muchas aspiraciones con su negocio por eso quiere comprar con el prestamo cuadernos, papelería, laminas etc. Su meta es poder construir su casa de cemento y poder agrandar más su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Luis Alberto to buy notebooks, paper and illustrated prints.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2011
Nov 29, 2011
Currency Exchange Loss:
Dec 15, 2012