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Rosa Jahayra
Rosa Jahayra is 21 years old, in a common-law marriage, and has one child. She lives with her husband and two-year-old son in the canton of Ventanas in Los Ríos Province.

Rosa is a member of the San Juan Communal Bank, which is located in the neighborhood of San Francisco and part of the parish of San Juan. The members are farmers.

Rosa is a farmer who has been growing cacao for two years. She buys and sells in San Juan. Rosa is requesting a loan so that she can continue farming. She plans to buy compost. The loan will be a great help because the money will enable her to buy seeds without any problems. At the moment, she is not facing any challenges. Her dream is to have a plot of land.

In her free time, Rosa enjoys performing the household chores.

View original language description ↓
Rosa Jahayra tiene 21 años de edad evive en unión libre tiene 1 hijo, vive con el esposo y con el hijo de dos años de edad en el Cantón Ventanas Provincia de los ríos.

Es integrante de la VRC SAN JUAN, Se encuentra Ubicada en el Recinto San Francisco, Pertenece a la Parroquia San Juan se dedican a Labores Agrícolas.

Rosa se dedica a la agricultura a la siembra de cacao hace 2 años. Las compras y las ventas lo realiza en San Juan.

Solicita el crédito para seguir trabajando en la agricultura comprar abonos agrícolas. Con el crédito le será de mucha ayuda para poder comprar las semillas sin ningún tipo de problema por el dinero.

No se le ha presentado ningún tipo de problema El sueño es tener un terreno.

En los tiempos libres le gusta realizar quehaceres domésticos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Rosa Jahayra to buy compost.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 24, 2011
Nov 29, 2011
Currency Exchange Loss:
Jun 15, 2012