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Miguel Ángel
Miguel Ángel is 33 years old and lives in his own home with his mother. Miguel works in sales. Many years ago he was able to open a small store where he sells a variety of products such as: sweet bread, candy, drinks, oil, eggs, rice, and more. Miguel is an entrepreneurial man who doesn't miss out on opportunities to try out his ideas for business. He has worked very hard to keep his small store going and, thanks to God, has been able to stay one step ahead of the competition. He has a lot of business experience and has a lot of regular customers who grow to prefer his store because he is an honest man and is dedicated to his job. He has decided to invest in his business because his dream is to be able to provide for greater demand so he can improve his sales and earnings and aspire to a higher quality of life. For those reasons, he decided to ask for a loan from INTEGRAL, to buy merchandise for his store: rice, sweet bread, oil, candy, eggs, and other products that will allow him to attract more customers. Then he will be able to achieve his dream of increasing his sales, his earnings, and his quality of life, as well as that of his family.
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Miguel Ángel de 33 años de edad, habita en casa propia junto con su madre. Miguel se dedica al comercio. Hace varios años que logró establecer una pequeña tiendita en la cual vende diversidad de productos tales como: pan dulce, golosinas, bebidas, aceite, huevos, arroz, etc. Miguel es un hombre emprendedor ya que no pierde oportunidad para echar andar sus ideas de negocio. Ha trabajado muy duro para mantener en marcha su pequeña tiendita y gracias a Dios ha logrado estar siempre un paso a delante de la competencia. Posee mucha experiencia en el negocio por lo que ya cuenta con muchos clientes fijos que cada día lo prefieren más por ser un hombre honesto y dedicado en su trabajo. Ha tomado la decisión de invertir en su negocio ya que su sueño es poder abarcar una mayor demanda de tal forma que pueda mejorar sus ventas así como sus ingresos que le permitan aspirar a una mejor calidad de vida. Por lo anterior ha tomado la decisión de solicitar este crédito a INTEGRAL para comprar artículos de tienda tales como: arroz, pan dulce, aceite, golosinas, huevos y de más productos que permitan atraer a más clientes de tal manera que pueda lograr su sueño de aumentar sus ventas e ingresos así como su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 488
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Miguel Ángel buy rice, sweet bread, oil, candy, eggs, etc.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 18, 2011
Nov 29, 2011
Currency Exchange Loss:
Jan 19, 2013