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C9227 Abadahemuka Group
In this Group: Beatrice, Liliane, Philomene, Jackson, Violette
Beatrice is 39 years old and has four children, between 6 and 10 years old. She sells soap, sugar, rice, bananas and charcoal at her store, which is open from 8 a.m. until 6 p.m. every day except on the weekends.

She currently employs one person to help her. She is the leader of the group, which is called "C9227 Abadahemuka" in the local language. Beatrice is the first person on the right side. She has six years of experience in this business.

Beatrice has requested a loan from Kiva lenders via Vision Finance Company in order to purchase more soap, sugar, rice, bananas, charcoal, etc. to sell. With the profit, she expects to save money for her future and to reinvest in her business.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 45
    View loans »
    Rwanda Loans Fundraising
  • $18,417,850
    Funds lent in using Kiva
  • 596.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C9227 Abadahemuka Group's $1,525 loan helped a member to purchase more soap, sugar, rice, bananas, charcoal, etc. to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 18, 2011
Dec 2, 2011
Currency Exchange Loss:
Dec 15, 2012