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Kambarage Group
In this Group: Naima, Anthon, Naisi, Awetu*, Joseph, Salima , Zakayo, Edward, John, Bahati, Mwasi, Silas, Sophia, Upendo, Thabita, John, Joseph, Mwita, Kimadui, Doroth, Penina, Johanes
* not pictured
Naima, who is in her late fifties, is a widow with five children, some of whom are still going to school. She has been running a clothes business for ten years now. She works from 8 a.m. to 12 p.m. daily and is able to make a fair monthly profit.

This will be her fourth loan from Tujijenge Tanzania. She used the previous loans to increase her business stock and has successfully paid back her loan. She wants a loan to collect more clothes from Zanzibar and sell them upcountry. Her dream is to one day be able to have an international clothes shop.

She will share this loan with her loan group "Kambarage", which has a total of 22 members, who will hold each other accountable in paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 50
    View loans »
    Tanzania Loans Fundraising
  • $15,727,250
    Funds lent in using Kiva
  • 1,685.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kambarage Group's $4,225 loan helped a member to collect more clothes and sell them upcountry.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 29, 2011
Dec 2, 2011
Currency Exchange Loss:
Apr 17, 2012