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Sorie A.i.'s Group
In this Group: Sorie A.i., Alfred A. , Ramatu , Agnes J. , Idrissa , Foday , Antigie S., Sulliaman A., Mohamed K., Mariatu , Ibrahim , Osman , Ibrahim M
Salone Microfinance Trust (SMT), a partner of based in Makeni City in Northern Sierra Leone, is very pleased to introduce to you this group of teachers from Lunsar, a town on the highway between Makeni City and Freetown.

Teachers within SMT’s operational areas apply for loans in order to meet their immediate financial challenges that their salaries alone cannot. At the end of each month, they use their monthly salaries to offset the loan. Their school’s bursar is directly responsible for doing the deductions each month and repays SMT/Kiva lenders on their behalf.

Sorie is the leader of this group of teachers. The 51 year old is a native of one of the several villages that make up Yoni Bama, located in Northern Sierra Leone. He is married and has four children who are attending schools and tertiary institutions. Sorie is a teacher and has been in the teaching profession for almost 33 years now. Sorie has applied for this loan in order to buy house-building materials such as bags of cement and to pay the school fees of his children.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Sorie A.i.'s Group's $3,875 loan helped a member to buy house-building materials and to pay the school fees of his children.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 11, 2011
Nov 29, 2011
Currency Exchange Loss:
Sep 18, 2012