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Zebra Group
In this Group: Joseph, Jenniffer, Betty, Beatrice, John, James, Rose, Dominic, Albino, Ahmed
Joseph is a thirty-three-year-old hardworking man lives in Masindi, Uganda. He has a retail shop which he has operated for five years. Price fluctuation, taxes and high fuel and transport costs hinder his business. He hopes to enhance his children’s education.His business dream is to diversify and expand into new markets.

Joseph is a member of Zebra group, where members guarantee for each other in order to access a loan. Joseph wants a loan to buy sugar, rice, soap and salt to resell.

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,851,125
    Funds lent in using Kiva
  • 2,567.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Zebra Group's $2,925 loan helped a member buy sugar, rice, soap and salt.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 3, 2011
Dec 16, 2011
Currency Exchange Loss:
Jun 16, 2012