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Yuliana is a 56-year-old seamstress and is married to David, a 57-year-old man. From their marriage, Yuliana and David have six children, they are: Hendrik, 35; Septini, 32; Bertin, 30 and Fortun, 28 - all married; Nona, 24 and Daniel, 22 both still studying at a university.

Yuliana has been involved in her seamstress business for about eight years; she decided to run the business in order to support her husband in generating more income for their family since her husband is only working odd jobs so the income generated is unstable.

In a week, Yuliana can produce 3 to 5 garments, but particularly in December Yuliana always gets many orders from customers. Yuliana always works hard to complete the orders and she is grateful for the assistance of her children in completing the orders.

Yuliana has an empty room to be rented but it should be renovated. She also plans to produce curtains but she should buy the fabric as the basic material. Unfortunately, Yuliana does not have enough capital to do so. She is requesting a loan from TLM amounting to IDR 10,000,000 to purchase fabric for her business and building material such as cement, sand, etc. Yuliana is hoping that TLM will approve her loan application soon.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 95
    View loans »
    Indonesia Loans Fundraising
  • $5,738,675
    Funds lent in using Kiva
  • 9,175.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Yuliana to purchase fabric for her business and building material such as cement, sand, etc.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 16, 2011
Nov 29, 2011
Currency Exchange Loss:
Dec 15, 2012