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Mrs. Chhun is a married woman who has two small children. She and her family live in the Kampong Chhnang province of Cambodia. She is a local rice cultivator and she is also skillful in making objects from clay. However, currently she makes only cookers because more people need those than any other object she makes. After she makes the clay cookers, her husband is the one who transports the products to sell them in commercial marketplaces. Together, they are able to yield an income of approximately $5 per day.

Now Mrs. Chhun is taking out this loan from HKL in order to replace some broken parts of her plowing machine. In the future, Mrs. Chhun hopes to grow her business and upgrade her standard of living. Moreover, she plans to send her two children to school next year.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 130
    View loans »
    Cambodia Loans Fundraising
  • $39,838,825
    Funds lent in using Kiva
  • 4,032.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Chhun to replace some broken parts of her plowing machine.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 23, 2011
Dec 1, 2011
Currency Exchange Loss:
Mar 18, 2013