A loan of $2,525 helped to purchase warm jackets and sneakers.

Vladimir's story

Vladimir regularly uses the KIVA loans as this is a handy way to supplement his businesses' cash flow. Currently he needs to purchase a batch of down lined and other insulated winter jackets as well as winter sneakers.

Vladimir's last credit has helped him to expand his store's inventory and attract new clients, resulting in higher profits. Vladimir loves gardening so he has spent some of the earnings to purchase new trees and bushes to plant in front of his house.

In 2003 Vladimir purchased a store where he is selling tobacco for water pipes and pipes, as well as cigars, cigarettes and expensive wines and liquors. After a year he has changed the focus of the store to sell sport clothes instead.

Translated from Russian

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