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Lucy is 49 years old and married with 6 children. Lucy works hard to provide for her family. She has been running a sari-sari store in the Philippines for 3 years, as well as earning an income from rice retail.

Lucy has requested a PHP 20,000 loan through NWTF to buy items to sell, like groceries and shampoo, in her sari-sari store. Lucy has borrowed and paid 6 loans from NWTF before this loan.

Lucy aspires to save enough money so she can afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 321
    View loans »
    Philippines Loans Fundraising
  • $65,979,775
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Lucy to buy items such as groceries and shampoo to sell in her sari-sari store.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 8, 2011
Nov 28, 2011
Currency Exchange Loss:
Mar 15, 2012