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Manino, a 54-year-old woman living in the town of Sili, is engaged and has nine grown children. To make a living, Manino plants and harvests taro for sale. Engaged in this business for over three years, she earns approximately 720 WST a month.

In 2010, Manino joined SPBD to gain access to financial services to help improve her living situation and ability to engage in business activities. Having repaid a previous loan of 1000 WST that was used to purchase general farm supplies and equipment, she is now requesting a new loan of 1000 WST to purchase sacks of fertilizers and gromozones. Manino plans to use the additional revenue arising from the loan to improve/expand her enterprise.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 62
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Manino to purchase sacks of fertilizers and gromozones.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 4, 2011
Nov 28, 2011
Currency Exchange Loss:
Nov 27, 2012