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Nestor Oswaldo
Néstor is 47 years old and started working as a tailor as a young child and since then has always enjoyed sewing. He has worked in rented premises for the last 9 years.

He works alone every day from 8 in the morning until 4 in the afternoon. "Gracias a Dios" (thanks to God) he has not had any difficulties with his business.

He is separated from his wife but has 3 children, 15, 8 and 6 years of age who study in state schools. With the loan he wants to buy fabric and thread to improve his income. His goal is to establish a working area in his own house in order to work comfortably.
View original language description ↓
Néstor de 47 años, empezó a trabajar como costurero desde su niñez y desde entonces le ha gustado mucho esta actividad, trabaja en un local donde alquila por más de 9 años.

Trabaja solo todos los días desde las 8 de la mañana hasta las 4 de la tarde. Gracias a Dios no ha tenido ninguna dificultad en su negocio.

Esta separado de su esposa, pero tiene 3 hijos de 15, 8 y 6 años que estudian en instituciones fiscales. Quiere comprar con el prestamo telas, hilos para mejorar sus ingresos. Su meta es poder establecer un local en su propia casa, para así trabajar cómodamente.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,721,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Nestor Oswaldo to buy fabric and thread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 18, 2011
Nov 29, 2011
Currency Exchange Loss:
Dec 15, 2012