A loan of $775 helped to buy merchandise, such as ice cream and clothing.

Freddy Fernando's story

Freddy is 21. He started to work as a small businessman from an early age, at 13. With hard work and God's help, he managed to get ahead.

He works every day, and carries out his work on his own, from 7:00 in the morning until 8:00 in the evening. His only challenge is the crime problem. He is married, and his wife does the household chores. They have a nine month-old son who is the reason he keeps working.

He has many ambitions for his business. That's why he wants to continue selling ice cream, clothing, and other things. To improve his income, he wants to use the loan to buy ice cream and clothing. His goal is to have a steady business, so that he can provide his family with a good future.

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Translated from Spanish by Kiva volunteer Jeff Goldie

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