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Saulelia is a 50-year-old woman living in the town of Paia. She is married and has 6 adult children. To make a living, Saulelia owns and operates a business raising fruit and vegetables for sale. Saulelia has been engaged in this business for over two years and earns approximately 600 WST a month.

In 2010, Saulelia joined SPBD to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 1000 WST from SPBD, used to purchase general farm supplies & equipment, and is now requesting a new loan of 1000 WST to purchase sacks of fertilizers and gromozones. The loan will be the second taken out by the borrower from SPBD. Saulelia plans to use the additional revenue generated from the business to improve/expand her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 32
    View loans »
    Samoa Loans Fundraising
  • $8,468,125
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Saulelia to purchase sacks of fertilizers and gromozones.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 4, 2011
Nov 28, 2011
Currency Exchange Loss:
Nov 27, 2012