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Elisapeta is 37 years old, married, and has four children who attend school. She lives in the town of Aopo. To make a living, Elisapeta runs a bakery. While not the only means for generating revenue, the main source of income for the business comes primarily from baking and selling a variety of confections such as cookies and cakes in the local community. Elisapeta has been engaged in this business for over three years and earns approximately 680 WST a month.

In 2011, Elisapeta joined SPBD to gain access to financial services to help improve her living situation and ability to engage in business activities. She is requesting her first loan for 1,000 WST, which she will use to purchase baking equipment. Elisapeta plans to use the additional revenue generated from the business to improve and expand her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 20
    View loans »
    Samoa Loans Fundraising
  • $8,121,500
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Elisapeta to purchase baking equipment.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 4, 2011
Nov 28, 2011
Currency Exchange Loss:
Nov 27, 2012