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This member belongs to the "HUCHUY QOSQO” communal bank. The communal bank is located in the district of Lamay in the province of Calca and department of Cusco.

The member is Señora Aleja. She is 38 years old and married. She has four children, aged 20, 17, 11 and 5 months. The member works buying and selling shoes; she has a stall in Calca where she displays a variety of shoes for women, men and children. The member gets the shoes at wholesale in the city of Cusco, and sells them at her stall. She is open daily except for Sundays, which she wants to spend with her family.

The member is a very hard-working woman who puts in great effort to move her family ahead in life. She manages the finances for her household, and distributes snacks and tickets for everyone in her home. The member usually travels to Cusco once or twice a month to get her merchandise, leaving very early in the morning.

The member is requesting the loan to invest in full payment for her merchandise, and in this way to be able to put in place what she needs to be ready for the Christmas holidays.

The member is grateful for the loan and agrees to comply with her repayments in accordance with the repayment schedule..
View original language description ↓

La socia pertenece al banco comunal ”HUCHUY QOSQO”; El banco comunal se encuentra ubicado en el distrito de Lamay en la provincia de Calca y departamento de Cusco.
La socia es la Sra. Aleja; La socia tiene 38 años de edad, la socia es casada, la socia tiene 4 hijos de 20, 17, 11, 5 meses de edad; la socia se dedica a la compra y venta de calzados, la socia tiene un stand en Calca en el exhibe sus diferentes calzados para damas, caballeros, niños, la socia trae de la ciudad del Cusco al por mayor y los vende en su stand, ella abre todos los días excepto los domingos porque desea pasar con sus familia, la socia es una mujer muy trabajadora y se esfuerza mucho para sacar adelante su hogar, ella administra la economía y distribuye los refrigerios y pasajes para todos en casa, la socia suele viajar cada 15 o 30 días para Cusco muy temprano por la mañana para traer la mercadería. La socia solicita el préstamo para invertir el pago total de su mercadería y de este modo poder implementar para tener listos en la feria navideña.

La socia agradece el préstamo y se compromete a cumplir con el pago de sus cuotas de acuerdo al cronograma de pagos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Aleja to invest in full payment for her merchandise, and in this way to be able to put in place what she needs to be ready for the Christmas holidays.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 22, 2011
Nov 28, 2011
Currency Exchange Loss:
Jun 15, 2012