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Elba De Jesus

Update on Elba De Jesus

Elba de Jesus is 46 years old and lives with her common-law husband and has 4 children. She lives with her spouse in the canton of Ventanas in the province of Los Ríos. The communal bank Jerusalen is located in the Caimito district, in Puerto Pechiche parish, in the canton of Puebloviejo. This is an agricultural area which plants corn, rice and pigeon peas.

Elba is a housewife who also particpates in agriculture. The shopping is done in Ventanas, and she is asking for a loan to invest in corn seeds and to buy agricultural fertilizer. With the help of the loan she will have a better financial standing.

Her dream is to have a house. She has not been presented with any problems. In her free time she likes to watch television.

With her previous loan she invested in agriculture. Her family circumstances have improved, and her earnings have been evident because she can contribute to the well being of the family.
View original language description ↓
Elba de Jesus tiene 46 años de edad vive en unión libre tiene 4 hijos, vive con el esposo y con los hijos en el Cantón Ventanas Provincia de los ríos.

La VRC JERUSALEN, se encuentra ubicada en el Recinto El caimito, Perteneciente a la Parroquia Puerto Pechiche Cantón Pueblo Viejo, Esta Ventanilla se dedica a labores Agrícolas de ciclo Corto siembra de maíz, arroz, frejol Gandul.

Alba se dedica a los quehaceres domésticos y a la agricultura. Las compras lo realiza en Ventanas.
Solicita el crédito para invertir en la agricultura siembra de maíz y comprar abonos agrícolas. Con la ayuda de préstamo tendrá un mejor beneficio económico. El sueño es poder tener una casa. No se le ha presentado ningún tipo de problema. En los tiempos libres le gusta ver televisión.

Con el crédito anterior invirtio en la agricultura, la situación de la familia ha mejorado, los ingresos han sido más notorios porque puede aportar en el beneficio de la familia.

Previous Loan Details

Elba De Jesus B. M. is 47 years old. She lives with her common-law husband and children in Ventanas canton, in Los Ríos province. She has 4 children. The members of the JERUSALEN community bank are located in Caimito district, in Puerto Pechiche parish, in Pueblo Viejo canton. The members o... More from Elba De Jesus's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elba De Jesus to buy corn seeds and fertilizer.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Nov 18, 2011
Jan 4, 2012
Currency Exchange Loss:
Jul 16, 2012