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Update on Zonia

Zonia is 48 years old and has two children. She has a restaurant-bar where she prepares breakfast, lunch, and dinner and works from 9:00 am to 8:00 pm. She also sells antiques and sells tables, chairs, and picture frames. This business allows her to move her children ahead in life.

She would like to expand and improve her restaurant-bar and antiques businesses and is asking for this loan to buy plates, glasses, cups, silverware, tables, and chairs. She will also use some of the money to buy furniture and frames for her antique business.

She appreciates the support she is getting and is committed to being disciplined about making her payments.
View original language description ↓
La socia es la Sra. Zonia, La socia tiene 48 años D. edad, la socia tiene 2 hijos , la socia se sigue dedicando al negocio D. bar restaurant,ella prepara desayunos,almuerzos y cenas,la socia trabaja desD. las 9:00 a.m hasta las 8:00 p.m,la socia tambien se sigue dedicando al negocio D. venta D. antiguedades,ella venD. mesas,sillas y cuadros,por medio D. este negocio la socia saca adelante a sus hijos,la socia quiere ampliar y mejorar el negocio bar restaurant y negocio D. venta D. antiguedades . La socia solicita el crédito para implementar su negocio con la compra D. platos, vasos, copas, cubiertos, mesas, sillas y tambien solicita el préstamo para invertir en la compra D. muebles y cuadros para el negocio D. antiguedades.

La socia agradece el apoyo que se le otorgara y así mismo se compromete a cumplir D. manera disciplinada con los pagos D. las cuotas.

Previous Loan Details

The member belongs to the communal bank Maria Elena Moyano, located in the district of Huanchac in the province and department of Cusco. The member is Mrs. Zonia, 48, who has two children who are 29 and 27 years of age. The member has two restaurant-bar locations, and earns a living managing ... More from Zonia's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Zonia to buy restaurant supplies and furniture.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Nov 28, 2011
Currency Exchange Loss:
Apr 15, 2012
This photo was used before for a previous loan for Zonia. It was first posted on Kiva on Aug, 2011. Learn More