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Maria Ramosa

Update on Maria Ramosa

Maria is still running her kindergarten. She owns it and works there with her family from 8:00 am to 1:00 pm. Through this business, she is getting her children ahead. She wants to expand and improve her kindergarten, so she is requesting this loan to buy school supplies such as papers, cards, coloured pencils, and pens, wholesale.
She is happy to have this loan and promises to pay off her quotas on time.
View original language description ↓
La socia se sigue dedicando al negocio de jardin,ella es propietaria de su jardin donde trabaja desde las 8:00 a.m hasta las 1:00 p.m,ella administra el jardin junto con su familia,la socia por medio de este trbajo saca adelante a sus hijos,la socia quiere ampliar y mejorar el jardin.La socia solicita el credito para comprar materiales para el jardin como papeles,cartulinas,colores y plumones al por mayor.

El socio está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Maria belongs to the communal bank "Maria Elena Moyano." This bank is located in the Huanchac district of Cusco province in the department of Cusco. Maria is 56 years old, married, and has 3 children aged 38, 30 and 14. She is a teacher by profession, and works as a kindergarten administrato... More from Maria Ramosa's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $100 helped Maria Ramosa to buy kindergarten supplies such as paper, cards, coloured pencils, and pens wholesale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Nov 28, 2011
Currency Exchange Loss:
Apr 15, 2012
This photo was used before for a previous loan for Maria Ramosa. It was first posted on Kiva on Aug, 2011. Learn More