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Merlyn is married with three children. Merlyn is 31 years old and lives in Danao, Plaridel, Misamis Occidental.

To earn a living, Merlyn has a shell craft business. She has had this business for four years. Each month, she earns approximately 4,000 PHP. She has requested a loan of 15,000 PHP to purchase shells for her craft business. Merlyn has been a member of PMPC for four years.

In the future, Merlyn hopes to have savings for the education of her children.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 363
    View loans »
    Philippines Loans Fundraising
  • $70,796,875
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Merlyn to purchase shells for her craft business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 11, 2011
Nov 27, 2011
Currency Exchange Loss:
Aug 15, 2012