Check out some available loans that are similar to this one!
Cecilio Efrain

Update on Cecilio Efrain

Ceciliois a small farmer in the Ticuantepe area. Thanks to the support he obtained from Kiva, he managed to get a good crop of pineapples.

This allowed him to collect from among his neighbors a bit of money to install a potable water system. This is a problem he has been experiencing for years, as this is a vital liquid, both for human beings and for plants.

Now he needs a loan to buy fertlizers, crates, urea, pineapple plants, and other products for planting, as he is going to renew part of his pineapple crop.

His dream is to be able to diversify his cops, be it lemons, oranges, papaya, pitahaya (dragon fruit) or coconuts.
View original language description ↓
Don Cecilio, es un pequeño agricultor de la zona de Ticuantepe, gracias al apoyo que obtuvo de Kiva, logro sacar un buen cultivo de piña lo que le permitió reunir entre los vecinos un poco dinero para instalar tuberías de agua potable ya que es un problemas de años que ah venido viviendo; ya que este es un vital liquido tanto para los seres humanos a como es para las plantas, ahora el necesita un financiamiento para la compra de fertilizantes , canastos , urea , hijos de piña , entre otros productos para la siembras ; ya que va renovar parte del cultivo piña , su sueños es poder diversificar cultivos ya sea plantaciones de limones , naranjas , papaya , pitahayas y cocos .

Previous Loan Details

Cecilio Efrain O. is married. His wife and older children do the housework, and they live in the Los Rios neighbourhood. Cecilio has been a a pineapple farmer for many years, and this is the most important source of income for their household. Water scarcity in his area is one of the main proble... More from Cecilio Efrain's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,200
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Cecilio Efrain to buy fertilizer and agricultural supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Nov 26, 2011
Dec 1, 2011
Currency Exchange Loss:
Jan 19, 2013