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Martha Rosa

Update on Martha Rosa

Martha lives in the Nindirí municipality with her husband and children. She is a pineapple grower on a small scale.

The greatest concern that has arisen was her husband's illness, as he was hospitalized for two months, and the crop was left on its own, without clearing, or fertilizing, or being looked after, which caused a large part of the production to be lost.

Now she wants to renew the crop and move forward; but her financial situation does not allow her to do so. So she is very happy about the support that Afodenic is providing her through the loan.

With the money granted her, she is going to buy urea, pineapple plants, exfoliants, herbicides, and other products to protect her crop.
View original language description ↓
Doña Martha, es habitante del municipio de Nindirí, junto a su esposo e hijos, ella es una pequeña agricultora de piña , la mayor afectación que se le presento fue la enfermedad de su esposo , ya que estuvo hospitalizado por dos meses y el cultivo quedo solo , sin limpieza , ni fertilizantes , ni cuidos , lo cual provoco que gran parte de la producción se perdiera , ahora ella quiere renovar el cultivo y salir adelante ; pero las condiciones económicas no se lo permiten , pero ella se siente muy contenta por el apoyo que le brinda Afodenic atravez de los fondo ya que con el dinero que se le beneficie va a comprar , urea, hijos de piña, exfoliantes, herbicidas y otros productos para proteger el cultivo .

Previous Loan Details

Sra. Martha Rosa R., 50, lives with her husband in Las Pilas Orientales. They have 3 grown children, all independent. Sra. Martha and her husband have operated a farm for 13 years, years in which they have faced problems with rodents that destroy much of what they grow. Sra. Martha is applying... More from Martha Rosa's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Martha Rosa to buy fertilizers and agricultural supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Nov 26, 2011
Dec 1, 2011
Currency Exchange Loss:
Jan 19, 2013