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Viviana's Group
In this Group: Viviana Sofía, Jaime Fidel, Jaime Fidel, Silvia Rocio
Viviana’s group consists of four members, two women and two men. They will invest their money in seeds and farming supplies that they need in order to generate a profit. In the photograph, the woman with sunglasses and the man with a backpack are the spouses of two of the members and are not part of the group.

Viviana is a cheeful, hardworking, and enthusiastic woman. She is married and has a nine-year-old son. Viviana and her family live in the city of Ibarra in Imbabura Province in northern Ecuador.

Viviana works with her husband and the other members of the group in growing agricultural products such as beans, corn, and other crops. This is her first loan with FODEMI and will invest her loan in the purchase of bean seeds, compost, fungicides, and other supplies for planting. Over time, she hopes to obtain a good quality product and sell it at the market so that she can sustain her family. Her dream is to continue growing because she enjoys being an entrepreneur.

View original language description ↓
Viviana's group es un grupo de socios que está conformado por cuatro personas: dos mujeres y dos hombres los mismos que van a invertir el dinero en la compra de semillas y productos agrícolas ya que necesitan sembrar para obtener utilidades. En la fotografía la señorita que está con gafas y el señor de mochila no son clientes son los conyugues de los socios.

Viviana es una mujer alegre, trabajadora y muy entusiasta. Viviana es casada, tiene un hijo de 9 años. Vive con su familia en la Ciudad de Ibarra de la Provincia de Imbabura al Norte de Ecuador.

Viviana trabaja con su esposo y sus socios en la siembra de productos agrícolas, como fréjol, maíz y otros productos. Es su primer crédito en Fodemi el mismo que va a ser invertido en la compra de semillas de fréjol, abono, fungicidas entre otros, para sembrar y en un tiempo obtener producto de buena calidad y poder salir al mercado a vender ya que este es el sustento para mantener a su familia.

Su sueño es seguir creciendo ya que les gusta ser emprendedores.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Viviana's Group's $1,600 loan helped a member to buy bean seeds, compost, fungicides, and other farming supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 9, 2011
Nov 26, 2011
Currency Exchange Loss:
Jun 29, 2012