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La Esperanza Group
In this Group: Yrma Consuelo, Yanet Karina, Yolanda, Eustolia Casilda, Luis Fernando, Lizbeth Viviana, Darwin Jahairo, Maria Elena, Irving Jimmy, Jean Carlos, Brijith Vanessa
Mrs. Yrma Consuelo is 35 years old and has two sons--a 9 year old and a 19 year old. She belongs to the "La Esperanza" (Hope) Group maD. up of 11 members who resiD. in the district of Carabayllo. For a year and a half, Yrma Consuelo has worked selling breakfasts and food. Thanks to her work she can help with the house payments and in buying materials for building her house. One of her goals is to have her own restaurant in her own stand in a very good commercial zone. She will use the loan to buy clothing to take advantage of selling during the Christmas season. Since she has a stand she will offer the clothing to relatives, friends, and acquaintances.
View original language description ↓
La Sra. Yrma Consuelo tiene 35 años D. edad, tiene dos hijos uno D. 9 y otro D. 19 años. Ella pertenece al grupo "La Esperanza" formado por 11 integrantes los cuales residen en el distrito D. Carabayllo.
DesD. hace año y nedio la Sra. Yrma Consuelo se dedica actualmente a la venta D. desayunos y comida. gracias a su trabajo pueD. ayudar en los pagos D. la casa y en la compra D. materiales para la construccioón D. su casa.
Una D. sus metas es poner su propio restaurant en un local propio ubicado en una muy buena zona comercial.
El préstamo recibido lo invertirá en la compra D. ropa para aprovechar en vender por la campaña naviD.ña, como tiene un local lo hará ofreciendo a sus familiares, amigos y conocidos.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $61,860,275
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Esperanza Group's $2,900 loan helped a member buy clothing to resell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 17, 2011
Nov 25, 2011
Currency Exchange Loss:
May 15, 2012