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Dulia Justina
Sra. Dulia is a member of the Communal Bank “Virgen Concebida de Arin” which is located in the District of Arin in Calca Province, Department of Cusco.

She is 37 years old, in a common-law relationship, and has three children (ages 18, 16, and 12). Dulia raises small animals such as ducks, turkeys, and chickens. She also engages in farming as her main business activity, growing and harvesting corn. Dulia is a hardworking woman who always stays busy in everything that she does. She owns a home and has a space on the first floor where she sells “chicha de jora” (a beverage made from corn). On this occasion, she wants to invest in the purchase of fertilizers to apply on her land for growing corn. Dulia also wants to buy small animals, such as chickens to raise. Therefore, she is requesting a loan in order to buy fertilizers and small animals.

Dulia is grateful for the loan and promises to complete her payments according to schedule.

View original language description ↓

La socia pertenece al banco comunal ”VIRGEN CONCEBIDA DE ARIN”; El banco comunal se encuentra ubicado en el distrito de Arin en la provincia de Calca y departamento de Cusco.
La socia es la Sra. Dulia; La socia tiene 37 años de edad, la socia es conviviente, la socia tiene 3 hijos de 18, 16, 12 años de edad; la socia se dedica a la crianza de animales menores; la socia tiene patos, pavos, gallinas; La socia también se dedica a la agricultura como actividad principal, la socia siembra y cosecha maíz; La socia es una mujer muy trabajadora y siempre está ocupada en todo lo que pueda hacer, ella tiene en su propia casa un espacio en el primer piso que vende chicha de jora, la socia en esta ocasión desea invertir el crédito en la compra de fertilizantes para abonar su terreno de cultivo de maíz, también desea invertir en la compra de animales menores como pollos para criar. La socia solicita el préstamo para invertir en la compra de fertilizantes y animales menores
La socia agradece el préstamo y se compromete a cumplir con el pago de sus cuotas de acuerdo al cronograma de pagos.

Additional Information

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About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Dulia Justina to buy fertilizers and small animals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 14, 2011
Nov 26, 2011
Currency Exchange Loss:
Jun 15, 2012