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Pictured is a young single mother of two children under 15 years old. They live in a two-room house at Mile-Two Nkwen Bamenda in the North West region of Cameroon. She is saddened whenever she thinks about being a school drop-out, the death of her father, the death of her group member, and about poverty.

This dynamic lady joined GHAPE in 2003 and has successfully taken and repaid empowerment credit five times. She struggles to educate her two children so that they can have the knowledge she never had. Given a loan, she will invest in her snack bar and restaurant business. The loan will be used to buy crates, drinks, and kitchen utensils.

She plans to plough back part of the profit into her business, buy a piece of land, and build a house. She prefers a GHAPE loan because of low interest rates and an ample investment period, as well as training received from GHAPE in business management and marketing.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,209,075
    Funds lent in using Kiva
  • 492.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD