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Jumagul is 38 years old, married and is raising four school-age children. In search of a source of income for her family, Jumagul decided to get involved in sales of posters and jewelry at the central market of the Kyzylkiya town, after investing an initial sum of 22,000 som (KGS). Having put all of her efforts toward developing her business, Jumagul achieved success and has a goods turnover of about 100,000 som (KGS) today, which allows her to earn an income of about 20,000 som per month. In order to expand the assortment of merchandise and grow her business further, Jumagul requested a loan in the sum of 100,000 som (KGS) to purchase merchandise from Bishkek (the capital). She plans to invest the earnings from the loan into the expansion of her retail space.
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Жумагуль 38 лет, замужем, воспитывает 4-х детей школьного возраста.
В поисках источника дохода для своей семьи, Жумагуль решила заняться торговлей плакатами и бижутерией на центральном рынке г.Кызылкия, вложив начальную сумму 22,000 сом (KGS). Приложив все усилия для развития своего бизнеса, Жумагуль добилась успеха – на сегодняшний день в ее товарообороте около 100,000 сом (KGS), позволяющий получать доход около 20,000 сом в месяц.
В целях расширения ассортимента товаров и дальнейшего увеличения своего бизнеса, Жумагуль обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на закуп товара из Бишкека (столица). Доходы от кредита Жумагуль планирует вложить в расширение ее торгового места.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Jumagul to purchase merchandise from Bishkek.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Nov 24, 2011
Nov 28, 2011
Currency Exchange Loss:
Jan 15, 2013