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Josephine is married with three children. She is 40 years old and presently lives in Sto. Nino, Pagadian City.

She sells dry goods products to earn a living and has had the business for two years. Each month, she earns 6,000 PHP doing this type of work. She has requested a loan of 50,000 PHP to purchase clothing supplies to expand her business.

Josephine has been a member of PMPC for five years. In the future, she hopes to be successful due to her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 328
    View loans »
    Philippines Loans Fundraising
  • $65,925,350
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Josephine to purchase clothing supplies to expand her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 26, 2011
Nov 25, 2011
Currency Exchange Loss:
Sep 15, 2012