A loan of $925 helped to pay for merchandise items and products needed in her business.

Thelma's story

This is Thelma, 55, a resident of Pasay City, Philippines. Her husband is Rodrigo, who is also her business partner. She, together with her husband, manages their household while operating the business. At this time, Thelma is working hard to continually provide income for their everyday expenses.

Thelma maintains a direct-selling business. She sells clothing, footwear, undergarments, cosmetics, and other products through the popular direct-selling brands like Avon, Fuller life, Natasha, Boardwalk, Marikina Shoe Exchange, and other direct-selling brands. A customer's order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealers' prices are lower than those in the catalogue, and these are the profits that dealers are investing on as their income. Thelma's regular customers are her neighbors and the local community. She earns a minimum of 6,000 Philippine Pesos (PHP) in sales every week.

To help her continue operations of her business, she is requesting a PHP 40,000 loan. She will be utilizing the loan to buy merchandise items and orders for her customers. She expects a boost in her business income as she expands her business.

Thelma hopes to grow her business in the coming years and acquire her own house someday. She faithfully meets up with her co-fellowship members to share stories of her work every week, where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

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