A loan of $450 helped to purchase additional stocks of clothing and bags for her boutique.

Fatmah's story

Mambo from Dar es Salaam, Tanzania! This is 26-year-old Fatmah R.. In 2007, Fatmah established a clothing and cosmetics boutique. Working five to eight hours a day, five days a week, and assisted by two employees, she earns about $155 per month from this business. Fatmah now requires a loan in order to expand her range of clothes and bags. She hopes that this loan will enable her to increase her monthly profits by approximately $85. In the future, Fatmah also plans to diversify her business. She thanks you for your support.


SELFINA is engaged in economic empowerment of women in Tanzania as a practical way to achieve the economic and social emancipation of women.

SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through micro-leasing. Customs and traditions in Tanzania normally make it difficult for women to own land and assets. Many women are therefore considered not creditworthy by financial institutions in Tanzania, as they lack tangible collateral assets. This leads to poor financial support and therefore poor access to basic needs and services for women with low incomes.

SELFINA buys and leases equipment to women. Where a client needs working capital, SELFINA buys equipment from said client, extending a loan to her, then leasing back the same equipment – a process called a sale and leaseback arrangement.

Loan details

Lenders and lending teams

Loan details