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Budihidihi Sk No 2 Group
In this Group: Athanase, Concile, Claudine, Theogene, Sylivie, Jocqueline, Joseline, Timothe, Delphine, Etienne, Jean Baptiste, Vincent, Juvenal, Jean Bosco, Pascasie*
* not pictured
Delphine is part of the Budihidihi group. She is 20 and married with two children, who are 4 and 7 years old. Both go to school. She also takes care of one other person in addition to her children.

Delphine is a rice farmer. This is her second loan cycle with ACB. She will use her loan to buy chemical fertilizers for her rice farm.

Her strategy for growing her business is to follow all the advice given to her by the agronomists. In the coming years, Delphine would like to be the biggest rice-grower in her region. With the profits from her buisness, she would like to educate her children.
Delphine fait partie du groupe Budihidihi. Elle a 30 ans et elle est mariée avec 2 enfants de 4 à 7 ans, dont 2 scolarisés, elle a 1 personne en charge autre que ses enfants.

Delphine est cultivatrice de riz. C’est son deuxième cycle de prêt avec ACB. Elle va utiliser son crédit afin d’acheter des engrais chimiques pour son agriculture de riz.

Sa stratégie pour la croissance de son business est de suivre tous les conseils donnés par les agronomes. Dans les prochaines années, Delphine voudrait être la grande cultivatrice de riz dans sa région. Avec les profits, elle prévoit d’éduquer ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 46
    View loans »
    Rwanda Loans Fundraising
  • $16,941,150
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Budihidihi Sk No 2 Group's $2,725 loan helped a member elle va utiliser son crédit afin d’acheter des engrais chimiques pour son agriculture de riz.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 4, 2011
Dec 1, 2011
Currency Exchange Loss:
Jun 15, 2012